1. Services

Cotual LLC provides business setup and digital products consultation services.

2. Refund Policy

Refunds are only granted if:

• We fail to deliver services within the agreed timeframe.

• You provide proof that you followed our personalized blueprint instructions.

No refunds for user error or failure to follow instructions.

3. Reviews

All reviews are manually collected and published by Cotual.

4. Affiliate Links

We may earn commissions from affiliate links. These do not affect your pricing.

5. Limitation of Liability

Cotual is not liable for:

• Business outcomes after consultation.

• Third-party tools/services recommended.

6. Governing Law

Governed by Missouri law. Disputes resolved in Missouri courts.

7. Changes to Terms

We may update these terms. Continued use equals acceptance.